To start with my husband's debt is to figure out what all he owes. Not even he knows that at this point.
Some of the items he is getting in the mail are probably past the 7 year statute for being on a credit report.
1. Need to get his credit report from the Big 3, just not sure how to do that. I think they are Experien, TransUnion and one other.
2. He has had two hospital admits since we have been married. One for falling off his bike and his lung collapsed, so he needed a chest tube and spent four days in the hospital; and, two, a cut on his hand that got infected and required surgery and four days spent in the hospital. I need to find out how much the first hospital stay totalled.
3. The second one happened while helping a friend at their house when he was injured. I am sure this can be claimed on their Homeowner's Insurance. The homeowner's did offer, but I don't want to strain our relationship, but the bill came to around $10,000, so I think we need to do this.
4. Along with the hospitals, there are numerous different doctors fees involved that where billed seperately. Need to gather this info and get it listed, make calls and start paying something to them.
5. Driver's responsibility Debt. Here in our state, there are certain driving violations that has an attached "driver's responsibility fee". It is like $500 a year for a certain amount of years. My husband's was at $1,917.00, but the State took our State Tax Return, so it is down to $1,435.00. He needs to call and make payment arrangements on this debt. This is just a "must pay" debt.
That is off the top of my head right now. Off to do some research.
Debts to Deal With
April 18th, 2009 at 03:10 pm
April 18th, 2009 at 04:57 pm 1240073836
I do this once a year. The first step in digging out is knowing what you are digging out of! We will be here with you, some of us working on our own debt each step of the way. Good luck and welcome!
April 19th, 2009 at 12:19 am 1240100367
April 24th, 2009 at 02:28 am 1240540085
Spenders and savers marry each other, because a spender has no money to live on and a saver has no life, but a big pile of cash. The two balance each other out.
May 3rd, 2009 at 06:43 pm 1241376222
Swanson719 - funny comment about balancing each other out!
May 5th, 2009 at 12:32 am 1241483532
May 5th, 2009 at 12:33 am 1241483633
November 11th, 2009 at 05:58 pm 1257962304