My Husband's Debt

To start with my husband's debt is to figure out what all he owes. Not even he knows that at this point.

Some of the items he is getting in the mail are probably past the 7 year statute for being on a credit report.

1. Need to get his credit report from the Big 3, just not sure how to do that. I think they are Experien, TransUnion and one other.

2. He has had two hospital admits since we have been married. One for falling off his bike and his lung collapsed, so he needed a chest tube and spent four days in the hospital; and, two, a cut on his hand that got infected and required surgery and four days spent in the hospital. I need to find out how much the first hospital stay totalled.

3. The second one happened while helping a friend at their house when he was injured. I am sure this can be claimed on their Homeowner's Insurance. The homeowner's did offer, but I don't want to strain our relationship, but the bill came to around $10,000, so I think we need to do this.

4. Along with the hospitals, there are numerous different doctors fees involved that where billed seperately. Need to gather this info and get it listed, make calls and start paying something to them.

5. Driver's responsibility Debt. Here in our state, there are certain driving violations that has an attached "driver's responsibility fee". It is like $500 a year for a certain amount of years. My husband's was at $1,917.00, but the State took our State Tax Return, so it is down to $1,435.00. He needs to call and make payment arrangements on this debt. This is just a "must pay" debt.

That is off the top of my head right now. Off to do some research.

Hello, I am the Debt Man's Wife and I thought I would start a blog to help keep track of my husband's debt, ideas to get it all paid off and build his credit score.

Even though he is a great guy, he has made some poor choices when managing his money.

That is where I come in. I already owned a home when we were married 8 years ago. I have no debt, but my mortgage, but he came into our marriage with lots of debt.

First off, he didn't file his taxes for 3 years, so for the first four years of our marriage, the tax man took all of our income tax returns to pay back his debt. I didn't know about this before I married him, but it is over now and we have come to some mutual understanding.

So, first off, I will post a new entry on what needs to be dealt with and try to get some solutions.

Looking forward to hearing great suggestions from this group.